Auto Insurance

When you buy an auto insurance policy, you are buying a package of individual coverages. Each coverage protects you against different types of losses. Once you understand the various coverages, you can decide which ones to include in your personal insurance package.   Read more...

Boat & Yacht Insurance

According to information from the U.S. Coast Guard, property damage to boats has been increasing. Many states now require boats to be insured. If you have your boat on a loan or use a marina, you will probably also be required to insure your boat.   Read more...

Condo Coverage

The Condominium / Association Master Policy
Because it can be more efficient or economical, your condo association may insure all the building and common elements under a single package policy, commonly called an association master policy.    Read more...

Homeowners Insurance

A standard homeowners insurance policy includes four essential types of coverage. They include: 1. Coverage for the structure(s) of your home.2. Coverage for your personal belongings.3. Liability protection.4. Additional living expenses in the event you are temporarily unable to live in your home because of a covered loss.   Read more...

Personal Articles Floater

Items of value - including jeweler, furs, silver, guns, stamps, and coins - that are limited by homeowners policies may be scheduled on a personal articles floater. There are many advantages to scheduling.   Read more...

Umbrella (Excess Liability) Coverage

Assets and wealth bring public recognition - and a variety of liability exposures that must be addressed.   Read more...